Got hurt at work? Workers' compensation exists specifically to help you recover without having to sue your employer. Learn the basics of how the system works.
Expert information to help you understand your rights and options
Workers compensation provides benefits for job-related injuries regardless of fault, covering medical treatment, lost wages, and disability. Understanding the system helps you maximize benefits. Learn how workers comp works, your rights as an injured worker, and navigating the claims process.
Workers comp provides guaranteed but limited benefits, while personal injury claims offer full damages but require proving fault. Third-party claims may allow both. Understand the difference and when you may have claims beyond workers compensation.
Temporary disability pays during recovery while permanent disability compensates lasting impairment. Each has different calculations and duration rules. Understanding the difference affects your benefits. Learn about temporary and permanent disability in workers compensation.
Workers comp benefits include medical treatment, temporary disability payments during recovery, permanent disability for lasting impairment, and death benefits for fatal injuries. Understanding available benefits helps maximize your recovery. Learn about workers comp benefit types.
Workers comp covers injuries arising out of and in the course of employment—including accidents, repetitive stress, and occupational diseases. Some injuries like pre-existing conditions may create disputes. Learn what injuries qualify for workers compensation benefits.
Most employees are covered by workers comp, but independent contractors, some agricultural workers, and domestic employees may be excluded. Coverage rules vary by state and employer size. Learn who qualifies for workers compensation and common coverage exceptions.
Employers cannot fire, demote, or retaliate against employees for filing workers comp claims. Retaliation violations support separate legal action with additional damages. Learn about retaliation protections and pursuing claims when employers punish injured workers.
Many workers comp claims settle through lump sum payments that close out future benefits. Settlement amounts and terms require careful evaluation against ongoing benefits. Learn about workers comp settlements, valuation factors, and making settlement decisions.