Filing a workers' comp claim can feel overwhelming when you're already dealing with an injury. This guide walks you through the process step by step.
Expert information to help you understand your rights and options
Filing a workers comp claim correctly from the start prevents delays and denials. This guide walks through each step—injury reporting, claim forms, medical documentation, and employer notifications—with tips for avoiding common mistakes that derail claims.
Workers comp has strict deadlines for reporting injuries, filing claims, and appealing denials. Missing these deadlines can permanently bar your benefits. Learn the critical timeframes in your state and how to protect your rights through timely action.
Workers comp rules on choosing doctors vary by state—some require using employer-selected physicians while others allow free choice. Understand your rights to medical care, when you can switch doctors, and how to get second opinions when you disagree with treatment.
Insurance companies often require independent medical examinations (IMEs) to evaluate your injuries. Understand what to expect from these exams, how IME doctors are selected, your rights during examination, and how to challenge unfavorable IME reports.
Prompt injury reporting is critical for workers comp eligibility. Learn state deadline requirements, what information your report must include, how to document the incident properly, and what happens if you miss reporting deadlines.